Chances are most senior health insurance plans will leaves you with some out-of-pocket expenses. Original Medicare has a large hospital deductible and medical coverage a 20% cost sharing, both, make most people nervous. Medicare Advantage plans offer predictable co-pays but still have the hospital billing you over a thousand dollars for a few days stay.
Hospital Indemnity Insurance can provide gap coverage to help offset these expenses. This type of insurance can pay you a daily benefit. The money can be used to help with hospital co-pays or it can be used to help with incidental expenses not covered by your medical insurance. Some policies may pay you additional benefits beyond inpatient hospital stays. Ambulance trips, skilled nursing facility visits, outpatient surgery and durable medical equipment are just a few of the ancillary benefits available with Hospital Indemnity Policies.
Please call or contact me today for more information.
Our agents and agency are not affiliated with nor endorsed by any government agency. Not associated with the Federal Medicare program. By contacting us, you may be offered insurance policies to purchase.
Footnote: This is a brief overview of the coverage that can be included in an Indemnity Insurance policy. You should read a policy thoroughly before purchasing any insurance policy.