NOTE: Most dental insurance plans REQUIRE a one-year minimum contract. Most have a lifetime deductible of $50-100 per individual, co-insurance of 20-60% for minor or major restorations, some may have a per visit co-pay of $15-50.
Northeast Delta Dental
Below are our agency's links to our Northeast Delta Dental webpages for our Maine and New Hampshire clients.
You'll enter your zip code, select an Effective Date - the next, or two months out, on the 1st of the month. As you scroll down the next page the details of available plans, monthly premiums, and links of other plan benefits.
Selecting the Select Your Plan "O" at the bottom of any plan column, and then the Enroll Now button will launch the Application Form. Complete all required information including payment options. At the end you will have an opportunity to download "plan documents."
PLEASE NOTE: At the end of the plan year, you can renew, end, or move to a higher or lower benefit plan.
Spirit Dental uses the Ameritas Classic Dental Network. Plans differ state to state. I have included links below to their individual quote page and network lookup tool. While their network is smaller than above; they offer three cleanings annually with two exams AND coverage starts tomorrow!
Check to see if your dentist is in their network before starting a quote. Enter your Zip Code and "individual, +1, or family" to bring up details of plans available in your area. Also, when the quote starts, you will be given the option to add vision insurance before starting the application.
Enjoy next-day coverage on most dental insurance plans. There are no enrollment fees with any plan. Preventive visits, such as exams and cleanings, are covered up to 100%. Dental plans may include extra benefits such as LASIK, orthodontia or hearing care.
Each insurance plan offers benefits with any dental and vision care provider. The Ameritas Dental Network is one of the nation’s largest, and network providers offer savings of 25-50% on out-of-pocket costs. VSP and EyeMed vision plans include network savings on exams and eyewear. Search network providers in your area.