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Navigating the world of senior insurance products can be overwhelming. This year's 2026 Annual Enrollment Period (10/15/25-12/07/25) will be the most challenging ever in many markets. Policy changes from POTUS/Congress/CMS are creating more uncertainty in Social Security and Medicare/Medicaid systems. We're the resource you can depend on. Our customers stay with us knowing our agency will answer your calls when you need us, but not fill your voicemail/inbox/mailbox with junk when you dont. We limit our communications to what's essential supporting your needs and maintaining compliance with all federal and state laws and agency policies. Doing business the right way, is our only way to operate.
Medicare Advantage plans are private health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services. Per CMS rule, they must cover everything covered under Original Medicare. Plans are changing for 2026 more than the last 10 years; are you still enrolled in the right one?
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles. If Medicare doesn't pay, supplements don't pay! Your 2026 Part D Prescription premiums are going up - some 50-400%. It might be time to shop advantage plans with included drug coverage.
Medicare Part D is private prescription drug coverage regulated by the federal government covering both brand-name and generic prescription drugs at participating pharmacies in your area. We will educate you on the major changes - $2,100 Price Cap in 2026, and deductible up another $25, and explain Medicare Prescription Payment Plan or M3P.
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums. We offer several different plans. Dental benefits are being reducing or changed in many 2026 plans - don't have a financial cavity.
ABOUT US
When it comes to senior insurance, we know that making the right choice can be difficult. To help you make the right decision we use a time-tested commonsense approach – we ask the right questions, listen to your answers, and only then recommend products and plans that fit your particular needs. We plan for your current and future needs.